Review homeowner's insurance policy
Why it matters
Home values and replacement costs have risen significantly. Many homeowners are underinsured — meaning a total loss payout wouldn't cover rebuilding. Annual review and occasional appraisal ensures coverage matches reality.
Stop forgetting to do this.
HomeOS generates a personalized maintenance schedule so you never miss another review homeowner's insurance policy.
How to do it
- 1
Pull out your current policy (or find it in the insurer's app).
- 2
Check the dwelling coverage limit — it should reflect current rebuild cost, not market value.
- 3
Review your deductible and determine if a higher deductible would reduce premiums.
- 4
Note any recent improvements (new roof, kitchen renovation) and call your agent to update coverage.
- 5
Compare rates with 1–2 other insurers every 3 years.